Accidents are everywhere, it does not matter what you do or where you are at. It attacks like a thief, you can never tell. Being safe is definitely a good choice, but sometimes no matter how hard we try to stay safe, the unexpected still occurs.
Accidents commonly happen on the road, at home, in work sites, during travels and other activities. It can even happen while you are asleep or inactive! It’s everywhere…With that, it is very important to make yourself assured and safe financially, supporting you when bad things happen. An accident claim is definitely necessary and that’s what you should work on!
So how does an accident claim really works? Well, it is usually done after an injury or accident has occurred. Talking it out with your insurance company as soon as the accident happen is imperative. A written document is usually required and presented to prove that an accident has really occurred. Also, to make sure that the incident truly happened without any negligent act on your part, a police report is significant.
An accident claim can have a time limit, typically 90 days for some insurance companies, thus it is always necessary to review and check on your contract agreement with your insurer. In some insurance companies, an accident claim is usually valid until one year, provided that a valid reason has proven the delay the claim.
What Happens After I Report an accident claim to my Insurer?
Once reported, a claim adjuster or claim specialist will do their job to help you out your claim. The claim adjuster is responsible for determining which coverage or degree of damages or claims shall be covered by your insurance. Moreover, it is the adjuster’s job to talk and settle with other people involved, explaining their total loss and extent of responsibility.
Note: This post is not a legal advice; you might as well consult an expert to be sure! Find a safe way to the nearest lawyer in your town to discuss further about accident claims. <END> accident claim